Your Money Personality Profile
Did you know you have a money personality that sets you apart?
Knowing your money personality-- those traits that make you a unique person-- can make the difference between being a master of your finances or constantly feeling out of control. 
The sooner you understand your money personality, the sooner you can take charge.
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If you can't remember, you can't recover.
If you were asked to write down all your belongings without looking around your house, would you remember everything?
If you think you're covered through your insurance, consider the following, which is standard in insurance policies:
From Insurance Services Office, Inc.
“In case of a loss to covered property, we have no duty to provide coverage under this policy if the failure to comply with the following duties is prejudicial to us.”
One of the line items states, “Prepare an inventory of damaged personal property showing the quantity, description, actual cash value and amount of loss.”
IMPORTANT: One of the most common reasons for a loss is exceeding the limits of your policy. Every insurance company designates their limits for specific items. Here are a few items, with common limit amounts (this is the maximum coverage for the entire category, not per piece):
- Jewelry: $1000-$3000
- Guns: $1000-$3000
- Silverware: $1000-$3000
- Business Personal Property: $1000-$2500
- Sports/Stamp Collections: $1000-$2500
- Money: $200-$500
What does your policy really say?
If you're worried about what could happen if you had a fire or theft in your home, then check out www.hartmaninventory.com.